OneSearch Direct products

Overview

Our Regulated (Personal) Local Authority Search is the flagship product to which we attribute our longstanding success.

An essential part of every conveyancing transaction, OneSearch Prime will identify and confirm particulars about a property, which could have an impact its enjoyment or value.

• Regulated personal local search on an individual property
• Combines Local Land Charges and CON29 Part 1 search
• Fixed fee, nationwide
• Accepted by the majority of UK lenders
• Backed by £10 million Professional Indemnity Insurance
• Solicitors Regulation Authority Compliant

 The search consists of:

• A search of the Local Land Charges Register; and
• Local Authority responses designed to mirror the questions on the Law Society’s form CON29 (Standard Enquiries of Local Authority) (known as “Local Search Enquiries”).

Why OneSearch Prime?

• Quality – Our database methodology, stringent quality control checks and experienced staff ensures the quality of our reports.
• Standard Format – Our Regulated Local Authority Search is presented in a clear and uniform format, regardless of Local Authority.
• Summary Page – The first page of the report has a well-defined summary page, detailing the most essential matters of the report upfront. It also has colour coding for ease of reference.
• Fixed Price – The price of our Regulated Local Authority Searches (OneSearch Prime) is the same fixed price nationwide, meaning that you can quote without having to refer to Local Authorities for individual prices.
• Cost Effective – Regulated Searches are more cost effective than Official Local Authority Searches in the majority of cases.
• Protection – Our Regulated Searches are backed by £10 Million PI cover for errors and omissions in the Local Authorities records.
• Lenders – Our Regulated Searches are accepted by the majority of mortgage lenders in the UK. Less than 1% of smaller lenders do not accept Regulated Searches. In the unlikely event that this occurred, OneSearch Direct would swap your Regulated Search for a Local Authority Search. Please click here to find out which lenders accept personal searches.

OneSearch Direct subscribe to the Search Code, which is regulated and monitored by the Property Code Compliance Board (PCCB).

Official vs Regulated Local Searches: What’s the difference?

When it comes to personal search vs local authority search, there are key differences. Click here to view our comparison table.

Overview

Our Commercial Regulated (Personal) Local Authority Search is the flagship product to which we attribute our longstanding success.

An essential part of every conveyancing transaction, OneSearch Prime will identify and confirm particulars about a property, which could have an impact its enjoyment or value.

• Regulated personal local search on an individual property
• Combines Local Land Charges and CON29 Part 1 search
• Fixed fee, nationwide
• Accepted by the majority of UK lenders
• Backed by £10 million Professional Indemnity Insurance
• Solicitors Regulation Authority Compliant

 The search consists of:

• A search of the Local Land Charges Register; and
• Local Authority responses designed to mirror the questions on the Law Society’s form CON29 Part 1 (Standard Enquiries of Local Authority) (known as “Local Search Enquiries”).

Why OneSearch Prime?

• Quality – Our database methodology, stringent quality control checks and experienced staff ensures the quality of our reports.
• Standard Format – Our Regulated Local Authority Search is presented in a clear and uniform format, regardless of Local Authority.
• Summary Page – The first page of the report has a well-defined summary page, detailing the most essential matters of the report upfront. It also has colour coding for ease of reference.
• Fixed Price – The price of our Regulated Local Authority Searches (OneSearch Prime) is the same fixed price nationwide, meaning that you can quote without having to refer to Local Authorities for individual prices.
• Cost Effective – Regulated Searches are more cost effective than Official Local Authority Searches in the majority of cases.
• Protection – Our Regulated Searches are backed by £10 Million PI cover for errors and omissions in the Local Authorities records.
• Lenders – Our Regulated Searches are accepted by the majority of mortgage lenders in the UK. Less than 1% of smaller lenders do not accept Regulated Searches. In the unlikely event that this occurred, OneSearch Direct would swap your Regulated Search for a Local Authority Search. Please click here to find out which lenders accept personal searches.

OneSearch Direct subscribe to the Search Code, which is regulated and monitored by the Property Code Compliance Board (PCCB).

Official vs Regulated Local Searches: What’s the difference?

When it comes to personal search vs local authority search, there are key differences. Click here to view our comparison table.

Overview

OneSearch Duo is our two-part search, which returns most CON29 results within 24 hours. Part A: Alert allows you to make earlier enquiries on any issues that may be flagged up, before your Part B: Prime Regulated Local Search is returned in full.

OneSearch Direct are currently the only company to hold a national database of most of the available CON29 data on every property in England and Wales. No other search provider has this unique dataset. Now that you can easily obtain most CON29 enquiries back within a day, and help move your client’s progress along in a way that was previously unheard of, the question is: Why wouldn’t you use OneSearch Duo?

Overview

OneSearch Express is a no-search insurance policy with the addition of a property data report containing Local Enquiries information, captured by our experienced and highly efficient in-house data team. Other products in the OneSearch Express range are OneSearch Express (Remortgage), and OneSearch Express (Existing Residential). The product on this page is OneSearch Express (New Build Plot).

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique policy is also backed by Aviva, the UK's largest insurance company. It is the first of its kind in the industry, and goes above and beyond standard indemnity policies to incorporate extra due diligence. Whilst insuring the type of information that can often cause unacceptable delays to obtain, we are still able to provide upfront data about your client’s property, including potential risk indication, allowing further enquiries to be made if red flags are revealed. OneSearch Express offers a more valuable solution to conveyancers with accurate, quality assured data to supplement your indemnity policy, tying matters up quickly and letting you get on with your next case.

Returned within 5 working days in the majority of cases, the policy covers the following responses up to £1Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• An environmental risk assessment
• A full Chancel Repair Liability search

OneSearch Express provides a more valuable solution to conveyancers who already use insurance as it provides the solicitor, the lender, and most importantly the client with a fast, affordable report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase.

For OneSearch Express (Remortgage), click here.

For OneSearch Express (Existing Residential), click here.

Overview

A key report in residential transactions, OneSearch DW is an essential part of the conveyancing process. It is imperative that you are able to tell your client: 

• What is your client’s liability for the maintenance of drainage & water pipes?
• Does their property connect to the public sewer?
• How close to the property is the public sewer?

Key features

• Added insurance policy to cover against unavailable data
• Clear, uniform design similar to OneSearch Prime
• New summary page, for ease of interpretation
• Fixed fee, nationwide
• Backed by £10 million Professional Indemnity Insurance

The report consists of two main sections: Drainage Enquiries and Water Enquiries.

The addition of insurance, from Stewart Title Ltd, means our search is now an even more comprehensive alternative to the CON29DW. The following questions will be insured:

• Q2.4.1: Does the public sewer map indicate any pumping station or any other ancillary apparatus within the boundaries of the property?
• Q2.5.1: Does the public sewer map indicate any public pumping station or any other ancillary apparatus within 50 meters of any buildings within the property?
• Q2.8: Is the building which is or forms part of the property, at risk of internal folding due to overloaded public sewers?
• Q2.9: Please state the distance from the property to the nearest boundary of the nearest sewage treatment works?
• Q3.4: Is the property at risk of receiving low water pressure or flow?
• Q4.5: Will the basis for charging for sewerage and water services at the property change as a consequence of a change of occupation?

This search is backed by a comprehensive PI policy, which will safeguard solicitors against any mistakes that may originate from water company datasets. It will also extend the same protection against the unlikely event of errors and omissions by OneSearch Direct. Security is further strengthened with the inclusion of 6 years run-off cover, which ensures that any relevant claims are still honoured.

OneSearch Direct subscribe to the Search Code, which is regulated and monitored by the Property Code Compliance Board (PCCB).

Overview

OneSearch Express is a no-search insurance policy with the addition of a property data report containing Local Enquiries information, captured by our experienced and highly efficient in-house data team. Other products in the OneSearch Express range are OneSearch Express (Remortgage), and OneSearch Express (New Build Plot). The product on this page is OneSearch Express (Existing Residential).

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique policy is also backed by Aviva, the UK's largest insurance company. It is the first of its kind in the industry, and goes above and beyond standard indemnity policies to incorporate extra due diligence. Whilst insuring the type of information that can often cause unacceptable delays to obtain, we are still able to provide upfront data about your client’s property, including potential risk indication, allowing further enquiries to be made if red flags are revealed.

OneSearch Express offers a more valuable solution to conveyancers with accurate, quality assured data to supplement your indemnity policy, tying matters up quickly and letting you get on with your next case.

Returned within 5 working days in the majority of cases, the policy covers the following responses up to £1Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• An environmental risk assessment
• A full Chancel Repair Liability search

OneSearch Express provides a more valuable solution to conveyancers who already use insurance as it provides the solicitor, the lender, and most importantly the client with a fast, affordable report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase.

For OneSearch Express (Remortgage), click here.

For OneSearch Express (New Build Plot), click here.

Overview

OneSearch Express is a no-search insurance policy with the addition of a property data report containing Local Enquiries information, captured by our experienced and highly efficient in-house data team. Other products in the OneSearch Express range are OneSearch Express (Existing Residential), and OneSearch Express (New Build Plot). The product on this page is OneSearch Express (Remortgage).

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique policy is also backed by Aviva, the UK's largest insurance company. It is the first of its kind in the industry, and goes above and beyond standard indemnity policies to incorporate extra due diligence. Whilst insuring the type of information that can often cause unacceptable delays to obtain, we are still able to provide upfront data about your client’s property, including potential risk indication, allowing further enquiries to be made if red flags are revealed.

OneSearch Express offers a more valuable solution to conveyancers with accurate, quality assured data to supplement your indemnity policy, tying matters up quickly and letting you get on with your next case.

Returned within 5 working days in the majority of cases, the policy covers the following responses up to £1Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• An environmental risk assessment
• A full Chancel Repair Liability search

OneSearch Express provides a more valuable solution to conveyancers who already use insurance as it provides the solicitor, the lender, and most importantly the client with a fast, affordable report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase.

For OneSearch Express (Existing Residential), click here.

For OneSearch Express (New Build Plot), click here.

Overview

OneSearch Express Auction is a no-search insurance policy with the addition of a property data report containing Local Enquiries information, captured by our experienced and highly efficient in-house data team.

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique policy is also backed by Stewart Title, the UK's largest insurance company. It is the first of its kind in the industry, and goes above and beyond standard indemnity policies to incorporate extra due diligence. Whilst insuring the type of information that can often cause unacceptable delays to obtain, we are still able to provide upfront data about your client’s property, including potential risk indication, allowing further enquiries to be made if red flags are revealed.

Express Auction offers a more valuable solution to conveyancers with accurate, quality assured data to supplement your indemnity policy, tying matters up quickly and letting you get on with your next case.

Returned within 5 working days in the majority of cases, the policy covers the following responses up to £1 Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A Cheshire Salt search or other mining/minerals report suitable to the area where the Property is located
• A local highway search
• A full Chancel Repair Liability search

Express Auction provides the solicitor, the lender, and most importantly the client with a fast, affordable report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase.

View product card and sample report for more details and exclusions.

Overview

OneSearch Express Commercial is a no-search insurance policy with the addition of a property data report containing Local Enquiries information, captured by our experienced and highly efficient in-house data team.

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique policy is also backed by Stewart Title, the UK's largest insurance company. It is the first of its kind in the industry, and goes above and beyond standard indemnity policies to incorporate extra due diligence. Whilst insuring the type of information that can often cause unacceptable delays to obtain, we are still able to provide upfront data about your client’s property, including potential risk indication, allowing further enquiries to be made if red flags are revealed.

Suitable for up to 0.5 hectares, OneSearch Express Commercial offers a more valuable solution to conveyancers with accurate, quality assured data to supplement your indemnity policy, tying matters up quickly and letting you get on with your next case.

Returned within 5 working days in the majority of cases, the policy covers the following responses up to £2 Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• A full Chancel Repair Liability search

OneSearch Express provides the solicitor, the lender, and most importantly the client with a fast, affordable report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase.

View product card and sample report for more details.

Time is of the essence in conveyancing, none more so than with the cash buyer market. Clients equipped for a quicker sale will want to avoid unwelcome delays and obstructions, as well as peace of mind their investment is sound.  

Designed specifically for your non-mortgage customers, Cash Buyer Express from OneSearch offers rapid results, providing much needed reassurance for cash purchases with results in just 24 hours. 

Your cash clients are good to go – support their investment with Cash Buyer Express. 

Why should you consider the Cash Buyer Express for your clients?

1. Comprehensive Protection: Cash Buyer Express fills a crucial gap in the market by providing peace of mind to property investors and non-mortgage purchases. The No-Search insurance policy will compensate them for the difference between the price paid and any loss of value resulting from previously unidentified issues.

2. Rapid Turnaround Time: With every residential property transaction, speed is of the upmost importance, especially with cash purchases. Our streamlined approach ensures lightning-fast results, providing you and your clients with essential information typically within 24 hours. 

3. Tailored for Your Industry: We are the leading provider of property data and search information to solicitors and conveyancers. We've designed Cash Buyer Express to suit the demands and desires of the industry we know inside out, providing you with the necessary tools and insights to better serve your cash clients and stay ahead of the competition. 

4. Data: OneSearch is the only company to hold a national database of most of the available local authority data on every property in England and Wales. With Cash Buyer Express, you'll be provided with up to 70% of the information you would normally get from a local authority.

Overview

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique no-search insurance policy is also backed by Aviva, the UK's largest insurance company.

Returned within 24 hours in the majority of cases, the policy covers the following responses up to £1Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• An environmental risk assessment
• A full Chancel Repair Liability search

Overview

In association with with leading Legal Indemnity Insurance Broker Northcott Beaton, this unique no-search insurance policy is also backed by Aviva, the UK's largest insurance company.

Returned within 24 hours in the majority of cases, the policy covers the following responses up to £1Million:

• A search of the Local Land Charges Register on form LLC1
• A search of CON29R and/or CON29O records
• A search of water and drainage records on CON29DW
• A search of the Coal Authority’s records on form CON29M
• An environmental risk assessment
• A full Chancel Repair Liability search

Additional data report (optional)

Our OneSearch Express range is an alternative option, which provides a valuable solution to conveyancers who already use insurance. It provides the solicitor, the lender, and most importantly the client with a fast, affordable supplementary data report that is widely accepted by lenders and provides information to update all parties on any changes since the original purchase. For more information one OneSearch Express (New Build Plot), click here.

Overview

OneSearch Pledge is a warranty product, that if purchased along with your other search products from OneSearch, means we will reimburse your search costs up to a maximum of £300 if the purchase of your new property falls through as a consequence of any of the reasons listed below.

Reimbursement Reasons

You will be reimbursed for your searches if the seller withdraws from the transaction for any of the following reasons:

• The seller is not entitled to sell the property to you.
• The seller accepts a significantly higher offer (at least £1000 more) from another buyer, and you are unwilling to increase your offer.

We will also reimburse your search costs if you withdraw from the transaction for any of the following reasons:

• The property is damaged during the period between offer and exchange of contracts, and the cost of repair would exceed 5% of the property value.
• Your mortgage lender applies a retention of 5% or more of the accepted price.
• Your mortgage lender’s survey or valuation identifies rectification work is required, and the cost of this work exceeds 5% of the sum you originally offered, or values the property at less than 90% of the accepted sale price.
• An adverse result is returned from our searches to the serious detriment of the property value.
• You, or anyone you are buying the property with, are given notice of redundancy or relocation, or are diagnosed with a terminal illness, or die.

Important Note

This is not an insurance product. It is a warranty add-on provided with a bundle of searches purchased from OneSearch Direct. Only products included in the same order as OneSearch Pledge will be covered under these terms, and to a maximum value of £300. The cost of purchasing OneSearch Pledge is not included in any reimbursement.

Please view sample for full conditions.

Overview

When buying a property in Dorset, it is recommended that you obtain a Dorset Ball Clay report to determine whether the property may be affected by risk of subsidence from past, current or proposed winning or working of china clay or ball clay.

Ball clay is regarded as a mineral of national importance because of its special qualities and rare occurrence. Around 20% of the annual UK production of ball clay, which is just over one million tonnes, comes from Dorset.

Dorset Ball Clay searches reveal details of:

• Proposals for winning or working of china clay or ball clay within the vicinity of the property
• Any recorded ownership of minerals beneath the property by member companies of the Kaolin and Ball Clay Association (UK)
• Known past china clay or ball clay workings which may affect the property
• Active or dormant planning approvals for future winning or working of china clay or ball clay which may impact the property

Overview

People who live close to a church could be liable for contributing to the cost of repairing its chancel.

NSR (No Search Required) Chancel Insurance will ensure your client is not financially exposed to this legal obligation.

NSR Chancel Insurance covers the property owner for any potential claims from the church, without the need for onerous investigations.

Why you need it

It is a swift, cost-effective solution that brings property owners peace of mind.

NSR Chancel Insurance provides up to £500,000 indemnity cover for successors in title.

Please see product card and sample report for more details.

Overview

People who live close to a church could be liable for contributing to the cost of repairing its chancel.

NRS (No Search Required) Chancel Insurance will ensure your client is not financially exposed to this legal obligation.

NSR Chancel Insurance covers the property owner for any potential claims from the church, without the need for onerous investigations.

Why you need it

It is a swift, cost-effective solution that brings property owners peace of mind.

NSR Chancel Insurance provides up to £2 million indemnity cover for successors in title, in perpetuity.

Please see product card and sample report for more details.

Overview

Home Buyers Protection: Failed Residential Transaction Insurance

Moving house is an exciting time for clients. Make sure you protect them from unnecessary stress and expense, in the event of a transaction collapse. Home Buyers Protection: Failed Residential Transaction Insurance is an insurance policy for homebuyers wishing to protect their conveyancing fees and costs.

In an arrangement with leading insurance brokers Northcott Beaton and Hannover Re, homebuyers could be covered against an extensive list of events where a property purchase would fall through subject to policy terms and conditions.

Why do you need it?

Property transactions failing before completion is an ever-present issue, and can be attributed to many factors that have little or no correlation. This is why we suggest you (and your clients’) consider this policy in an effort to provide the highest level of protection against the widest variant of issues.

What’s Covered?

• If the vendor withdraws the property from sale following receipt and acceptance of an alternative offer from another buyer of at least £1,000 more.
• An adverse legal search, which is any entry which either prohibits, or is seriously detrimental to, a successfully completed transaction.
• The mortgage lender’s valuation of the property being less than 90% of the sum you have offered.
• Employers’ relocation not completing. Involuntary unemployment.
• Death, unforeseen illness or bodily injury caused by a sudden or specific accident.

Overview

Home Buyers Protection: Failed Residential Transaction Insurance

Moving house is an exciting time for clients. Make sure you protect them from unnecessary stress and expense, in the event of a transaction collapse. Home Buyers Protection: Failed Residential Transaction Insurance is an insurance policy for homebuyers wishing to protect their conveyancing fees and costs.

In an arrangement with leading insurance brokers Northcott Beaton and Hannover Re, homebuyers could be covered against an extensive list of events where a property purchase would fall through subject to policy terms and conditions.

Why do you need it?

Property transactions failing before completion is an ever-present issue, and can be attributed to many factors that have little or no correlation. This is why we suggest you (and your clients’) consider this policy in an effort to provide the highest level of protection against the widest variant of issues.

What’s Covered?

• If the vendor withdraws the property from sale following receipt and acceptance of an alternative offer from another buyer of at least £1,000 more.
• An adverse legal search, which is any entry which either prohibits, or is seriously detrimental to, a successfully completed transaction.
• The mortgage lender’s valuation of the property being less than 90% of the sum you have offered.
• Employers’ relocation not completing. Involuntary unemployment.
• Death, unforeseen illness or bodily injury caused by a sudden or specific accident.

A printed copy of your search results will be returned for each product in the basket (as well as the emailed copy) if you order this.