In the fast-paced world of property transactions, conveyancers and solicitors face the challenge of ensuring that every decision made is both informed and accurate.
Among the myriad of decisions is the selection of an appropriate environmental risk assessment, a critical factor that can influence the overall success of a property deal. However, not all assessments are created equal. The depth and accuracy of an environmental risk assessment can vary significantly depending on the level of expertise and experience involved. The more environmental consultant involvement, the more precise the risk assessment, ultimately benefiting all parties involved. We will explore why relying on expert insights from environmental consultants is paramount to reducing risks and ensuring the most accurate outcomes.
The value of environmental expertise
Environmental risk assessments are not just routine checks; they are comprehensive evaluations that can help identify risks such as flooding, contamination, subsidence, and other environmental hazards that could affect a property’s value or usability. For conveyancers and solicitors, these assessments are essential to ensure that their clients are fully informed about any potential risks associated with the property they are purchasing. However, not all assessments provide the same level of detail or accuracy.
Environmental consultants bring years of experience and specialised knowledge to the table, allowing them to interpret data in ways that automated systems simply cannot. The more expert involvement, the higher the degree of accuracy in identifying and evaluating risks.
Understanding Landmark’s three tiers of risk assessment
At our parent company Landmark, we offer three tiers of risk assessment, each varying in the level of expert involvement and data analysis:
- Professional Opinion: This is the highest level of accuracy available. When a full data assessment indicates a high risk, the report is referred to Landmark’s environmental consultants for a professional opinion. This ensures that every aspect of the risk is thoroughly evaluated, and where possible, the risk outcome may be downgraded based on the consultant’s expertise and methodology. This tier is particularly valuable in complex cases where the stakes are high, providing peace of mind that no stone has been left unturned. It ensures that the risk evaluation is not solely reliant on automated data but also benefits from expert interpretation and judgment.
- Full Assessment: This tier offers a data-driven assessment with an automated outcome. It still provides a robust evaluation that negates the need for ancillary reports and for many environmental risks, this represents the highest level of assessment available. For conveyancers, this option often provides a balance between cost and comprehensiveness but does not offer the same level of risk mitigation as the Professional Opinion.
- Alert Assessment: The Alert Assessment is a high-level summary of any potential risks identified from the data within the search area. This assessment highlights possible risks that may be relevant to the property, prompting further investigation. While this tier offers a quick overview, it is less detailed and may require follow-up reports for a more accurate risk evaluation.
The benefits of consultant involvement
Involving environmental consultants in the risk assessment process has several key benefits:
- Efficiency: In some cases, consultant involvement can streamline the process by reducing the need for follow-on reports, saving time and resources.
- Accuracy: Consultants can provide a more accurate risk assessment by interpreting data in context, considering factors that automated systems might overlook.
- Risk Reduction: By identifying and mitigating potential risks early, consultants can help prevent costly issues from arising later in the property transaction process.
- Confidence: Knowing that a consultant has reviewed the assessment provides an additional layer of assurance for both conveyancers and their clients.
Case study introduction
To illustrate the importance of expert involvement in environmental risk assessments, consider the case of a residential property located in a flood-prone area. Initially, an automated assessment flagged the property as high-risk, which could have jeopardised the transaction. However, after the report was referred for a Professional Opinion, Landmark’s environmental consultants conducted a thorough review. Their expert analysis revealed that the actual risk was significantly lower than initially indicated, allowing the transaction to proceed with confidence. By involving consultants from the outset, conveyancers and solicitors can provide their clients with more accurate information, potentially saving time and money.
Download the Product Comparison Matrix and Toolkit
Choosing the right level of environmental risk assessment can have a significant impact on your property transactions. To help you make the best decision, we invite you to download and review the product comparison matrix and toolkit. These resources will help you make informed decisions about which assessments to order, ensuring that you provide the best possible service to your clients.
Don’t leave your decisions to chance—rely on Landmark’s 30 years of expertise and experience to keep your transaction moving.
The original version of this article was originally published by Landmark Information Group. For more information from the full range of Environmental Insights remastered products available top order from OneSearch, click here.
Our ‘Meet the Team’ series continues with a chat with Stuart from our Customer Service team. These in-depth profiles are intended to shine a spotlight on the individuals that make up OneSearch; for over 30 years, we’ve held the belief that the key to exceptional service lies in the people behind our brand.
What would you do if you had to travel around the world on a limited budget, without flights or phones?
That’s the premise of BBC One’s hit TV show Race Across the World. Using any means of transport except air travel, teams of two trek and work their way across an area of the globe in a race to be the first to reach the final destination.
If you’ve ever watched the programme, you might have wondered, could I manage that? How would I cope?
Stuart Chestnut, one of OneSearch’s fantastic Customer Service Advisors, knows exactly what he’d do. He’d take the same two travel guides that he used when he and partner Kelly went backpacking for two months around Europe in 2001.
“We didn’t do the trains because there were limited places, so we done it by bus,” Stuart told us when we sat down to find out more about the man who was recently nominated for a commendation in Landmark’s Remarkable People ‘Success’ programme. And who, with his love of history, is making light work of reading an 1,300-page tome (William L. Shirer’s acclaimed history of Nazi Germany, The Rise and Fall of the Third Reich).
“We had no phones at the time. No smartphones. But I had two big Lonely Planet books, one for Western Europe and one for Eastern Europe. It was literally just a case of looking through this Bible paper that’s in it, because they have to cram all that information in there. In the TV show you’ll see young people who don’t know how to read maps and stuff like that. It’s funny, but I’ve done it all from those two books.”
Whether or not he would make it fastest to the final destination, Stuart relishes a challenge. It’s one of the reasons he loves his job.
Spinning straw into gold
Stuart has worked in customer service for many years, doing many different things. But upon joining OneSearch it was the first time he’d worked in the property or legal sectors.
“I like the challenge of finding out new stuff. I like dissecting information and learning all about it. I didn’t see it as a mountain that must be climbed. I embraced it and I knew I had support as well.”
With so many people involved in a property transaction, does that bring extra challenges?
“You might have, for example, a solicitor calling you saying ‘the transaction is going to fall through unless we complete tomorrow. Can you do something?’ Then you’re basically trying to work miracles by phoning the council, phoning the agents, going through all the departments, and then going back. And those are the ones where you’ve spun straw into gold, basically. You’ve just pulled something out there.”
Those are the types of calls that give you a sense of fulfilment.
“If it’s something that’s really tricky and you’ve looked right into it, you always get appreciation.”
A happy team sticks together
While Stuart has always thrived on being thrown a curveball, it helps being surrounded by a knowledgeable and supportive team.
“It’s certainly easier being in an environment where you’ve got a lot of support and a lot of experience from other staff members. Because there’s so many people in there that have got 20+ years’ experience working for OneSearch, so there’s always somebody that has the answer.”
That’s something that struck Stuart on joining OneSearch: how long many people have been working there. Undoubtedly, it was a good sign.
“We have great support within the team. Sharon [Greer] and Carol [Dodd] have been there for ages. I think they’ve got 40 years’ service between them. They’ve seen it all. We know that there are people that have been there that long and they’ve liked it that long. You can definitely see they’re happy.”
Something else Stuart noticed about OneSearch was an openness to new ideas.
Open to change
Early on in his career, Stuart spent a year in the Army, before injury meant he had to be medically discharged. He initially found the transition to working for a large corporation hard – particularly one that was renowned for being slow and antiquated.
“They were stuck in their own way of doing things. Even if you suggested something, they wouldn’t pay attention to it.”
Not so at OneSearch.
“They’re open to changes and they want to know what’s going on. They’ll have people surveys. We’ve just done a big one and then we did a follow-up as well, and they’ll go through it all. Even our parent company, they’re very approachable, all the way up as well. But OneSearch is like my wee family.”
Friends & family
Stuart joined OneSearch in May 2020, right in the middle of the first national lockdown. While it wasn’t until around a couple of years later that people started going back into the office more regularly, he found everyone to be welcoming.
“The team is brilliant. Everyone in customer service is fantastic. It’s just a wee small group but we have good banter and they treat us well. But the company as a whole is just fantastic.”
What does Stuart enjoy most about working for OneSearch?
“The people that are in there. I see them as friends, so you’re happy to go there and see them. It’s not like this kind of standoffish chat. You just have banter and we all have a laugh.”
There’s a family feel. Quite literally.
“There are families in there. There are a lot of sisters and mothers and daughters. It’s very family oriented.”
Stuart speaks from experience. When he joined OneSearch, he was following in the footsteps of his own sister, who had started just three months or so before him.
The importance of that supportive, family atmosphere was brought home when Kelly, his partner of 20 years, sadly passed away. “My work was very understanding, but it was tough as she was a massive part of my life.”
The reality of open-door policies
Stuart talks a little about his career journey. He was in banking for around 4 years and telecommunications for 5 or 6 years. What was it like working for those organisations?
“You kind of get used to corporate structures and they always say, ‘my office door is always open’. But there’s always a block. There’s never free-flowing conversation and ideas and getting to know each other. That doesn’t exist.”
At least, Stuart didn’t think it existed. That was until he joined OneSearch.
“I mean I just turn right to my side and the Operations Manager is there, and then the office for the directors is right beside and you would think, ‘ooh, a director’, but that’s Liz and she’s so down to earth. Liz will come out of her office and sit beside you, and then just gab about stuff for about an hour. She’s dead approachable and that flows the whole way down the organisation.”
Stuart is talking about Liz Jarvis. As well as being OneSearch’s Managing Director, she’s also the Divisional Director of Legal and Search at Landmark Information Group.
“She’s a busy lady but she still makes time, and she’s very approachable and personable. When we have the office Christmas party, or any kind of party, she’ll do bingo and dress up. She’s like the bingo caller. Aye, she’s funny.”
Liz may do the bingo calling, but if anyone should be in charge of the music at a OneSearch office party, surely that has to be Stuart.
Music man
An avid BBC Radio 6 Music listener, Stuart has a degree in sound engineering from the School of Audio Engineering. He retains a keen interest in producing music. An interest that OneSearch has been supporting him to develop.
Every year OneSearch gives its employees £300 to invest in a hobby, interest or new experience. Stuart uses his for an annual subscription to Puremix, where he gets the opportunity to learn from Grammy-award-winning mentors such as Fab Dupont, Andrew Scheps, and Mick Guzauski. It also gives Stuart an outlet for his competitive nature, as he can compete in mixing contests with other producers and engineers in the community.
“It’s amazing what you can learn, so I’m grateful to OneSearch for that. And it’s good they give you that, and you can pretty much spend it on anything – from spa days, gym memberships and dance classes to gigs, travel and learning something new.”
Stuart’s 6 tips for customer service success
When we spoke with Stuart, we were in the middle of National Customer Service Week. So, what advice would Stuart give someone who’s just starting out in a career in customer service?
- Beware of making assumptions
“Don’t guess at anything. Don’t assume things, because it’ll come back and bite you.”
- Listen carefully
“Listen to exactly what they say, because they could say something really quickly and it could be the part of the conversation that unlocks everything.”
- Keep your notes to the point
“Take notes but try to be as concise as possible when you’re taking down instructions.”
- Ask questions
“Don’t be afraid to ask questions, especially if you don’t understand. Ask the customer questions so you understand what they’re saying. By repeating it back to them and asking further questions, it builds confidence between you and the person you’re speaking to, because they want to know they’re understood.”
- Admit your mistakes
“If you make a mistake, don’t try to cover it up. Just admit it, move on and learn.”
- Keep an email folder of nice comments
“If something’s really tricky and you’ve looked into it, you’ll get appreciation. I keep a wee folder with all that stuff in it. If you ever have a bad day, you can go and have a look. It makes you feel better.”
Modest though he is, on speaking with Stuart and seeing how much he thrives on dealing with a curveball, we get the sneaky feeling that his own folder of compliments – if not quite an 1,300-page tome – would be enough to keep him reading for a wee short while.
To learn more about starting your journey with OneSearch, visit our registration page.
Environmental risks play a crucial role in property transactions, and as conveyancers and solicitors, conducting thorough environmental searches is key to safeguarding your clients’ interests.
Our parent company Landmark has long been the trusted provider of comprehensive environmental search reports. Now, with their enhanced residential product portfolio, we cover all environmental risks included in every Landmark residential report—allowing you to choose the report best suited to you, from basic identification to full expert analysis.
In addition to providing a more flexible and thorough assessment, we’re excited to announce two major improvements: the inclusion of climate change modules in the Landmark’s EnviroSearch and RiskView reports, plus an innovative approach to coal risk assessment. These advancements ensure that you’re equipped to handle today’s environmental challenges more effectively than ever.
The key environmental risks every conveyancer should consider:
- Contaminated Land
- Flood
- Coal Mining
- Climate Change
- Planning
- Ground Stability
- Radon
- Energy & Infrastructure
- Planning Constraints
These risks can significantly impact property value, insurability and enjoyment of living in, what might be, your dream home. Landmark’s enhanced portfolio provides reports tailored to different levels of risk assessment, giving conveyancers the flexibility to choose the depth of analysis that best fits their needs.
Introducing the ‘coal revolution’: the new way of searching for coal risk
One of the most significant improvements in the new product line-up is the reimagined approach to coal risk assessments. With Landmark’s coal revolution, you can expect faster, more accurate and more comprehensive coal risk assessments. The symbiosis between alert and full assessments in the reports, combined with the added security of an equivalent to a No Search Required Certificate with £1 million indemnity, sets a new industry standard for coal mining risk assessments.
Climate Change: now included in EnviroSearch and RiskView
In response to increasing concerns about climate change, Landmark have also integrated their climate change modules into both Landmark EnviroSearch and RiskView products. These modules provide a forward-looking analysis of how climate change may impact a property over time, helping you and your clients understand potential long-term physical risks such as increased flooding, coastal erosion, as well as transitional risks such as energy efficiency of buildings. By incorporating climate change assessments, Landmark ensures that your due diligence is not just relevant for today but also for the future.
Landmark’s enhanced residential product portfolio: A closer look
Landmark’s enhanced suite of products is designed to meet the varied needs of conveyancers, from basic checks to detailed assessments. The three key products in this portfolio are:
- Homecheck Residential: This report provides an initial assessment across all key risks, identifying potential issues that may require further investigation. It offers an overview that helps you determine if more in-depth analysis is necessary and whether a supplementary report is needed.
- EnviroSearch Residential: This report offers a more detailed assessment, including the newly added climate change module. It provides a breakdown of risks and a full evaluation of each environmental peril, perfect for when more certainty is needed.
- RiskView Residential: The most comprehensive product, RiskView Residential, includes full data assessments and expert analysis through Landmark’s environmental consultants. With the addition of the climate change module, this product delivers the highest level of accuracy and foresight, ensuring that all risks are meticulously evaluated.
Using Flood Risk as an example: the same site, different experience
To demonstrate how these products differ in practice, let’s look at a typical scenario involving flood risk assessment:
Scenario: A Homebuyer has had their offer accepted and is eagerly waiting to arrange their move in date. Before this is possible, their conveyancer is reviewing their Environmental Search to see if there are any concerns to flag to the Homebuyer.
- Homecheck Residential: The report identifies that the property is in a flood-prone area, prompting further investigation. The assessment highlights potential risks but does not provide detailed specifics.
Report outcome – Identified
- EnviroSearch Residential: This report offers a full flood assessment, breaking down the risk by specific perils such as River, Coastal, Surface Water, and Groundwater. In this case, a high risk for surface water flooding is identified, and recommendations are provided, including whether the site is insurable under standard terms. This product also includes the climate change module, offering insights into how future environmental changes might impact the property from flooding.
Report Outcome – Further Action
- RiskView Residential: The RiskView report identifies the high risk of surface water flooding and refers the case to Landmark’s environmental consultants for expert evaluation. The consultants determine that the high-risk area is limited to an adjacent road, allowing them to downgrade the overall flood risk and provide a “Passed” outcome. Additionally, the climate change module helps evaluate long-term impacts, offering an even more comprehensive risk profile for the property and confirms the risk doesn’t worsen over time.
Report Outcome – Passed
Clarity & confidence: key benefits
These enhanced residential products offer the most comprehensive environmental reports on the market, presented in a format that’s easy to use and understand. Key benefits include:
- Comprehensive Coverage: Every report covers all key environmental risks, from coal mining to planning and everything in between, ensuring thorough due diligence.
- Clear Risk Assessment: The user-friendly format makes it easy for conveyancers and clients to understand the environmental risks and how they have been assessed.
- Enhanced Usability: The reports retain a fixed structure to keep them familiar from one case to the next. The intuitive layout and navigation throughout make locating information straightforward.
- Assessment Options: You can choose the level of detail required, with options ranging from basic checks to full expert analysis, including new features like the new innovative coal alert.
Comprehensive due diligence, made easy
Landmark’s new portfolio empowers you to provide your clients with the highest level of due diligence, helping them make informed decisions and avoid unpleasant surprises down the line. By addressing all key environmental risks in one report, you can confidently manage the complexities of environmental due diligence with ease.
Your next step
To learn more about how Landmark’s enhanced residential products and streamline your conveyancing process, download and review the Product Comparison Matrix and Toolkit today. These resources provide a side-by-side comparison of the different levels of risk assessment available, helping you make the best choice for your clients.
The original version of this article was originally published by Landmark Information Group. For more information from the full range of Environmental Insights remastered products available from OneSearch, click here.
Environmental insights are changing!
Our parent company Landmark Information Group are thrilled to share the launch of a remastered range of residential environmental search reports specifically designed to help you feel confident with search results, spend less time interpreting data and more time delivering excellent customer service.
Environmental Insights Remastered
Landmark’s remastered reports will still contain unmatched data and renowned in-house expert support but now with greater clarity, helping you navigate the most complex transactions, seamlessly.
Remastered content and design, led by conveyancers
To support these latest updates, Landmark engaged with over 200 residential conveyancers, from high street to multi practice firms; the invaluable feedback they provided together with Landmark’s 30 years of experience in property and land data, has allowed Landmark to remaster and shape environmental reports that properly satisfy the need for readability, comprehension and expediency.
Comprehensive due diligence, made easy
- New and upgraded risk modules to ensure we provide not only the most comprehensive reports in the market but the simplest way to convey environmental risk.
- Visually enhanced front pages – providing greater transparency for conveyancers to save valuable time.
- New executive summary pages for both conveyancers and homebuyers to understand quickly and easily which risks are relevant for that location and what to do next.
- Homebuyer guidance – to ensure your clients understand the report context.
Remastered Delivery
From the research Landmark carried out, PDF delivery is still extremely popular, but there was an awareness that digital formats will be the future moving forward. To support and prepare conveyancers with this transition Landmark’s remastered reports will be digitally enabled, giving choice on how you want to receive environmental insight information in the future.
To view the remastered catalogue, click the related products links below.
The potential dangers of contaminated land do not stand out to prospective purchasers when the door opens on the property of their dreams, spruced up and dressed for sale.
However, neglecting to investigate potential contamination on a property could spell trouble for buyers and the environment. Failing to conduct due diligence might mean hefty clean-up costs, health risks and legal issues for the new owners down the line. The spread of contaminants could harm not just the property but also the homes of neighbours and the local community.
It is the conveyancer’s responsibility to ensure home movers are fully aware of and safeguarded against the financial and environmental hazards associated with contaminated land.
The importance of due diligence
Bypassing environmental assessments to speed property transactions and reduce costs is both a false economy and dangerous. The Law Society notes:
“…you should consider in all conveyancing transactions whether land contamination is an issue.”
The only way to identify contaminated land issues is with an environmental search.
Should the environmental search expose contaminated land, the Environmental Protection Act applies the polluter pays principle, which aims to charge the original contaminator, but that is not always possible. There is strict liability on property owners for remediation costs, regardless of when the contamination occurred – even if the owner takes on the property decades after the contamination happened and the original contaminator cannot be found. Failing to disclose known contamination issues can also expose sellers and conveyancers to legal action for misrepresentation.
There are instances in which the costs for dealing with the contamination have exceeded a property’s market value, and that has plunged new private owners into negative equity and turn a dream forever home into a millstone. The importance of technical and legal due diligence regarding contaminated land cannot be understated. Where an environment search throws up a ‘Further Action’ on a property, it is on the conveyancer to dig deeper, to act further.
Article originally published by Landmark Information Group
The strong winds and torrential rains of Storm Babet made landfall on 18 October 2023. Storm Babet was named after a woman who visited a Dutch weather agency KMNI open day and asked for her name to be used “because [she] was born during a storm.”
Discover the Meteorological Insights
What was the human impact?
• 7 killed
• 2,146 properties flooded
• 100,000 people affected by power cuts
Most affected: East Scotland, Derbyshire, North Wales, County Cork.
Environment Agency (EA) confirmed 100,000 properties were protected with 20 high-volume pumps and five small-volume pumps deployed across several sites. EA’s flood warning service sent out over 300,000 messages by email, telephone and text during Storm Babet.
The impact on businesses
Inchcape JLR dealership in Derby, which opened in 2019 on the city’s former cattle market, closed due to damage
caused by the River Derwent flooding.
It was reported that despite Environment Agency concerns the “dealership would end up under two metres of water – or more – in a ‘one in 100-year’ flood,” Derby City Council had approved the development.
Landmark pulled an Argyll Environmental report on the dealership’s site, and the data is clear: the development site was at moderate to high risk of flooding with moderate groundwater, surface pluvial and other factors putting it at risk of flooding.
There is even considerable history of flooding in this location, which would make insuring the plot challenging– and certainly expensive.