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Country
England and Wales
Northern Ireland
Scotland
Property Type
Commercial
Mixed Use
Residential
Indemnity Limit (£)
Risks insured
Absent Landlord
Absent Landlord and Maisonette/Flat Indemnity
Access (Pedestrian) (No Stat Dec)
Access (Pedestrian) (Stat Dec)
Access (Vehicular) (No Stat Dec)
Access (Vehicular) (Stat Dec)
No Section 104 Agreement
No Section 104 Agreement (Lender only)
No Section 38 Agreement
No Section 38 Agreement (Lender only)
No Section 38 and 104 Agreements
No Section 38 and 104 Agreements (Lender only)
Chancel Repair (Known liability) (Fully assignable)
Chancel Repair (No Search) (Fully assignable)
Chancel Repair (No Search) (Lender only)
Chancel Repair (potential liability) (Buyer and Lender only)
Chancel Repair (potential liability) (Fully assignable)
Contingent Buildings Insurance
Deed of Enlargement
Adverse Possession to Part of the Property including cover for unknown freehold restrictive covenant(s), rights and easements
Lost Title Deeds (registered possessory title) including cover for unknown freehold restrictive covenant(s), rights and easements
Lost Title Deeds (unregistered) including cover for unknown freehold restrictive covenant(s), rights and easements
Possessory Title to Part of the Property including cover for unknown freehold restrictive covenant(s), rights and easements
Environmental (Failed Search)
Environmental (No Search)
Environmental (Search Validation)
Flying/Creeping Freehold (with survey)
Forfeiture of Lease (Bankruptcy) (Lender only)
Forfeiture of Superior Lease
Fraud Solution Policy
Freehold Flat (with survey)
Freehold Rent Charge
Access (Vehicular) (No Stat Dec) and Freehold Restrictive Covenant(s)
Access (Vehicular) (Stat Dec) and Freehold Restrictive Covenant(s)
Freehold Rent Charge with Restrictive Covenant(s) attached
Freehold Restrictive Covenant(s)
Absent Landlord and Good Leasehold Title
Good Leasehold Title
Insolvency Act (Gifted Deposit)
Insolvency Act (Matrimonial Court Order)
Insolvency Act (New Transfer)
Insolvency Act (Previous Transfer)
Japanese Knotweed (Maximum £20K Cover)
Leasehold Restrictive Covenant(s)
No Local Search (Lender only)
No Local Search (Purchase) (existing residential dwelling or flat)
No Local Search (Purchase) (new build property)
Search Delay (existing residential dwelling or flat)
Search Delay (new build property)
Search Validation (existing residential dwelling or flat)
Search Validation (new build property)
Maisonette/Flat Indemnity
Lack of NHBC and/or Architects Certificate (Lender only)
Outstanding Land Charges Class C (i) (ii) (iii) (iv)
Outstanding Leasehold Interest
FENSA and other installation certificates only
Lack of Building Regulation Consent (incl FENSA)
Lack of Building Regulation Consent (incl FENSA) and Freehold Restrictive Covenant(s)
Lack of Conservation Area and Building Regulation Consent (incl FENSA)
Lack of Conservation Area, Building Regulation Consent and Breach of Freehold Restrictive Covenant(s)
Lack of Listed Building and Building Regulation Consent (incl FENSA)
Lack of Listed Building, Building Regulation Consent and Breach of Freehold Restrictive Covenant(s)
Lack of Planning and Building Regulation Consent (excluding flat conversions)
Lack of Planning and Building Regulation Consent (excluding flat conversions) and Freehold Restrictive Covenant(s)
Leasehold Restrictive Covenant(s) and Lack of Building Regulation Consent
No Deed of Postponement
Access (Vehicular) (No Stat Dec) and Outstanding Rights of Way and/or Services
Manorial Rights (excluding Mining and Mineral Rights)
Mining and Mineral Rights
Outstanding Rights of Way/Services
Unknown Freehold Restrictive Covenant(s), Rights and Easements
Access (Vehicular), Services (No Stat Dec) and Freehold Restrictive Covenant(s)
Access (Vehicular), Services (No Stat Dec) and Outstanding Rights of Way and/or Services
Access and Services (No Stat Dec)
Access and Services (Stat Dec)
Services (Septic Tank)
Services (excluding Septic Tank)
Sewer or Drain - Build over without agreement
Unadopted Drain outside boundary
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